About

About Elmscotton

We’re an independent publisher covering TIAA and retirement options for teachers, professors and nonprofit employees.

Our independence, in plain terms

We are not employees, agents, or partners of TIAA, Fidelity, Vanguard, Empower, or any provider we cover.
We take no commissions or referral fees from these providers.
We do not sell financial products and do not give personalized financial advice.
Our analysis is based on public documentation, hands-on testing, and the real experiences educators share.

How we’re funded: [State your real funding model here before publishing — e.g. contextual advertising. Do not claim charitable, nonprofit, or grant status unless it is true and registered.]

What we are not

We are not a substitute for a licensed advisor who knows your full situation. Use our work to get informed and ask better questions — then decide with a professional you trust.

Important: This is independent educational information only. It is not financial advice, and Elmscotton is not affiliated with or endorsed by TIAA. Confirm the rules for your own contract and consider a licensed advisor before acting.